Home Purchase, or Refinancing?   

          O Points- Excellant Rates!

	Talk to Charles directly! I'm thrilled to discuss our many mortgage products. Call me: (916)-792-8660. Ready to begin? Apply Now.

Your first home purchase can be exhilarating. At last, all your effort and saving are helping to make your dreams come true. Now is the time to embark on this new chapter of your life as a homeowner.

But where do you start? How can you know you are getting the perfect loan for your situation? Uncle Louis wants to share his advice, but he hasn't taken out a home mortgage since Reagan was in office. Things are different now. Your co-workers can't agree on which documents you need for a mortgage and your grandma's best friend has a boyfriend who works at a bank. There is too much "good" information to navigate through!

This website is the right place to begin researching the process of buying your first home. Our definitions of real estate and mortgage terms, description of processes, and document check-lists can answer your questions. But to really calm your mind, we recommend that you visit with one of our trusted mortgage loan pros, someone you can trust — someone who knows the present climate of the mortgage market. Feel free to call me at (916)-792-8660, a real professional. I will navigate you to the appropriate loan for your new house. Ready to get started? If you'd like, I'd be glad to go over the application with you on the phone.

Choosing Charles Scott means no worries for this important milestone

This may be the most significant financial decision you will ever make. You can benefit from guidance. Charles Scott's mortgage pros understand the local market and will get you the loan that you need. You didn't look for a house that fits someone else; you looked for the home that was right for you! You can trust that I will help you identify the mortgage loan that best fits your needs as well. "Less paperwork and more individual attention" means you enter an anxiety-free zone from application to closing. Finding the ideal mortgage loan can be as rewarding as getting the keys to your own home! Contact me at (916)-792-8660. I will alleviate any confusion and help you purchase your first home.